Can I Afford to Buy Right Now?

Can you actually afford to buy?

Here's the honest answer.

Check your real monthly number

Step 1

Keep housing under 28% of gross monthly income. That's your ceiling.

Get pre-approved before you search

Step 2

Sellers won't take you seriously without it. Takes one afternoon.

Budget 2-5% extra for closing costs

Step 3

This is the mistake I see kill deals at the last second.

You can do this.

Your move

Start with your 28% number today. Everything else follows.